Have you ever received a gift card to a store that you will most likely never shop at? Well, with the holidays fast approaching, you may find yourself in this situation sooner than you think. I have several gift cards to Nordstroms that are a couple of years old because I just don’t […]
Here is a homemade inexpensive gift that kids can make. Create a little booklet from construction paper. Depending on the interest of the recipient, collect from newspapers or magazines crossword puzzles, sudoku puzzles, word games, cartoons, or even bridge and chess problems and strategies. Glue or paste the clipped puzzles or […]
(by Barbara Boxer)
Your family (and you, too) can create a Coverdell Education Savings Account (formerly an Education IRA) and make penalty-free withdrawals from other IRAs to help pay for your education.
Taxpayers may withdraw funds from an IRA, without penalty, for their own higher education expenses or those of their spouse, child, or even grandchild. Usually, […]
In a recent post titled: “Reducing Mortgage Debt: Paying down mortgages faster . . .” I discussed one way to pay down your mortgage faster. However, many you may be asking, “Isn’t it a good thing to have a mortgage? Doesn’t carrying a large mortgage allow me to reduce my overall tax liability […]
Do you have credit card debt? Is it under control or would you say that it’s starting to run away from you, and it’s picking up speed? Then maybe it’s time to start putting together a credit card debt elimination plan. Perhaps you have heard about the Debt Elimination Plan before somewhere […]
